Which banks do you support?
In order to make lending decisions, we rely heavily on being able to analyse each applicant's income and expenditure. We do this by allowing people to connect their bank accounts to Fintern using Open Banking. Currently, we're able to support customers of all of the below banks:

  • Allied Irish
  • B Bank
  • Bank of Scotland (BOS)
  • Bank of Ireland
  • Barclays
  • Cashplus
  • Cater Allen
  • Clydesdale Bank
  • Coutts
  • Cumberland Building Society
  • Danske
  • First Direct
  • First Trust Bank
  • Halifax
  • HSBC
  • Lloyds Bank
  • M&S Bank
  • Monzo
  • Monese
  • Nationwide Building Society
  • Natwest
  • Royal Bank of Scotland (RBS)
  • Revolut
  • Sainsburys Bank
  • Santander
  • Starling Bank
  • Tesco Bank
  • TSB
  • Ulster Bank
  • Virgin Money
  • Yorkshire Bank

While we're currently only able to support the banks on this list, we will be adding more banks over the coming months. If your bank isn't currently listed, please keep an eye out for any new additions in the future.

Switched banks in the last 6 months?
In order to make a lending decision we need to have at least 6 months of transaction data. If you have switched banks and closed an old account within this timeframe, unfortunately, open banking doesn't allow us to connect to your old bank accounts. This means that we can only see your transaction data from your new account and don't have enough information to offer you a loan at this stage.

However, we encourage you to re-apply once your new account has been open for 6 months.
Affordable loans based on you
We're excited to announce that Fintern is now live and accepting loan applications!

As a quick refresher, while we don't require a long credit history to apply for a loan, we do need you to:

- Be at least 18
- Live in the UK
- Have at least one UK bank account
- Have no unresolved defaults or CCJs

To apply for a Fintern loan, simply download the Fintern App using the relevant link below*.
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Fintern LTD is registered in England & Wales No. 12472034
Fintern is authorised and regulated by the Financial Conduct Authority, FRN 929244
Fintern LTD is a member of Cifas – the UK's leading anti-fraud association, and registered with the Information Commissioner's Office in compliance with the Data Protection (Charges and Information) Regulations 2018 under registration ZA747930. See our privacy notice for further details of how we use our customers' data.
Registered Office: Fintern, 3rd Floor, 86-90 Paul Street,London EC2A 4NE, United Kingdom